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Homebuying Tips for DFW Retirees

After a long and rewarding career at DFW, you may find yourself looking forward to retirement. You may also decide that this time in your life is ideal for buying a new house. Use these homebuying tips to choose one that meets your needs and budget.

 

Think Right-Sizing

 

As you near retirement, you may realize you do not need as big a house as the one you have right now. After all, most or all of your children may be grown and have left home already. You no longer need a house with multiple bedrooms and bathrooms.

 

Still, this fact does not necessarily mean you have to automatically downsize to a one-bedroom, one-bathroom home. Instead of focusing primarily on downsizing, reframe your mind to focus on “right-sizing.”

 

That is, determine what size of house is right for you and your retirement goals. Maybe you want the option of having a second bedroom to use for guests or a home office. Maybe you also like the idea of having more than one bathroom. Do not let the fact that you are retiring and may no longer have people living with you force you into buying a house that is ultimately too small to accommodate you during this time of your life.

 

Focus on Your Lifestyle

 

During your retirement, you might like the idea of living close to amenities like the park, library or your church. You may also want to remain close to your doctor and a hospital.

 

Still, you may also like to enjoy outdoor activities like biking and playing pickleball. When you look for a house to buy, prioritize your lifestyle rather than a house’s location.

 

Stretch Your Equity

 

Properties close to DFW often sell for top dollar. Rather than necessarily buy a house in that area, choose a house in a location where you can leverage its equity for cash for leisure, travel or legacy investments.

 

Plan for Long-Term Comfort and Accessibility

 

As agile and capable as you are right now, you may not be that way five or 10 years from now. Even if you are in the best of health overall, at some point, you can expect aging to catch up with you. When you buy a house, you need to consider this truth.

 

With that, you need to choose a home that will accommodate you in the long run. Factor in your long-term comfort and accessibility needs. You may not necessarily want to choose a house with stairs, for example, which could increase your risk of a fall as you get older.

 

Likewise, you may want to choose a home with a smaller yard that is easier to take care of during your retirement. You avoid the stress of mowing and weeding, tasks that could become more difficult once you start to lose your mobility.

 

Take Your Time

 

Take your time choosing the right home to buy for your retirement. If you feel rushed, you could settle for a house that will not suit you and be more than you can afford sooner or later.

 

These tips will help you choose a house that is right for you during retirement. They take into consideration your budget, lifestyle needs and long-term comfort.

 

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Regarding maintenance and upgrades, the air ducts inside a home could be considered "out of sight, out of mind." Although the occupants might not see the air ducts through the walls, these ducts allow heated and cooled air to travel through the vents into the interior. Ignoring their condition could be hazardous because there are potentially hidden dangers inside neglected ducts. Here are some insights into those hidden dangers and what to do about them.

 

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