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6 Things That Are Easier to Do Online
July 06, 2024
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Whether you have a busy lifestyle or you prefer to do things the easy way, you’ve probably got quite a few shortcuts for getting things done. If you’re looking for more easy ways to manage all of life’s responsibilities, try doing the following things online instead of in person.

1. Earn your CEUs online

In many industries, continuing education credits, or CEUs, can be earned online on a schedule that works best for you. There are some exceptions for CEUs that require hands-on training, but for the most part, many industries now offer courses online to help people earn credits more easily. For example, respiratory therapists can take both pre-recorded and live courses online to satisfy their yearly CEU requirements, and so can many professionals in the IT field.

It's easier to make online courses work with a busy schedule because they are usually run at set intervals throughout the day, all week long. Since online courses require fewer resources, there are more times and dates to choose from, making online learning your most flexible option.

2. Take college courses online

In addition to the convenience of never having to leave your house to go to school, and being able to take classes in your pajamas, there are some hidden benefits to online college courses. For example, some teachers say that online instruction makes interactions richer. When using a platform like Zoom, for example, students will flood the chat box with ideas and insights, which enriches the teaching.

Online courses are also an excellent choice if you don’t like to participate in person. Many people find it easier to participate during online courses through text-based chats and messages.

Perhaps one of the most valuable, yet underrated benefits of online college courses is how easy it is for instructors to invite non-local guests. Without the internet, a guest would need to be flown out for just a few hours, and it would depend on the school’s budget and that guest’s availability. With online courses, guests can pop in for a brief time to give a speech, answer questions, and go back to their day. This makes it easier for schools to bring on important guests who wouldn’t otherwise be attainable.

3. Attend virtual events

Virtual events are gaining popularity because not everyone has the time or money to attend in person. These days, even concerts are streamed online. If there’s an event you can’t imagine missing, but you can’t make it work, see if it’s being streamed online. It’s not the same thing as being there firsthand, but if you don’t have a choice, it’s an excellent option.

4. Research online

Before the internet made everything available with a quick search, you had to go to the public library to perform any kind of research, and it wasn’t easy. Using the Dewey Decimal System to find books, drag them out, and thumb through the pages hoping you’d find what you were looking for was a pain.

Now, you can use the internet to find just about anything. Whether you’re researching for a hobby, a school paper, a professional dissertation, or you’re looking for published scientific studies, researching online is easier than trying to find what you need at the local library.

However, there are some exceptions. For instance, if you’re looking for archived media, like videos or old newspaper articles that only exist on microfilm, or documents that need to be viewed in person, the internet won’t be much help. Sometimes newspaper archives will provide a list of what’s available, but you’ll need to go to a location in person to view them.

5. Use bill pay to write checks

Bill pay has been around for quite a long time, but some people don’t realize how it works. If there are businesses you regularly write checks to, you can set up bill pay to write and mail them a check automatically on the date you specify. Almost all financial institutions offer this service, including credit unions.

6. Buy groceries online

You may have already tried online grocery delivery at least once, but if you haven’t, it’s time to give it a try. Even if you don’t trust other people to pick out ripe tomatoes or other vegetables, it’s worth getting everything else delivered to your house for a small fee. Besides, you’ll spend less time in the store when you go shopping.

The internet is the best shortcut to life’s responsibilities

The internet has made life more convenient; now you can do just about everything online that used to require an in-person presence. Whether it’s attending a virtual event, taking an online course, or scheduling automatic payments, the internet makes life easy.

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The Mental Landscape: Beyond the "Baby Blues"

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The Life Jacket (PFD)

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The Helmet

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Instead, look for synthetic materials like:

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  • Polypropylene: Great for base layers as it provides warmth without bulk.

  • Merino Wool: Unlike standard wool, this is soft, breathable, and stays warm even when it’s soaking wet.

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Shoulder Season/Cold Water

If you’re rafting in the spring or fall, you’ll likely need a wetsuit. These are made of neoprene, which traps a thin layer of water against your skin that your body then warms up. Outfitters often provide "Farmer John" style wetsuits (sleeveless) so you can still move your arms freely. On top of the wetsuit, a "splash jacket" acts as a windbreaker to keep the spray from chilling your core.

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Flip-flops are for the beach, not the river. In a raft, you need shoes that will stay on your feet if you end up "taking a swim" in the current. Furthermore, you’ll likely be walking over slippery, jagged rocks to get in and out of the boat.

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  2. Water Shoes: Snug-fitting mesh shoes with rubber soles for grip.

  3. Old Sneakers: A pair of lace-up running shoes you don't mind getting muddy is a perfectly fine beginner option.

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The Small Essentials

To round out your kit, don't forget these "kit-savers":

  • Sunglasses with a Strap: If you wear expensive shades without a "Croakie" or retention strap, consider them a gift to the river gods.

  • Waterproof Sunscreen: The sun reflects off the water, hitting you from all angles. Apply more than you think you need.

  • A Change of Clothes: Always leave a bag with a dry towel and a fresh outfit in your car. There is no better feeling than peeling off a wetsuit and putting on dry socks at the end of a long day.

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How Short-Term Loans Actually Work

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In a true emergency, time is your most valuable commodity. If your water heater breaks, every hour you wait is an hour of potential damage to your flooring. Traditional lenders often take five to seven business days just to process an application. Short-term lenders, however, often operate on a same-day or next-day basis.

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This inclusivity ensures that hardworking individuals aren't punished indefinitely for past hardships. According to the Consumer Financial Protection Bureau, millions of Americans lack access to traditional "prime" credit, making alternative financial services a vital part of the economic ecosystem for many households.

Responsible Borrowing Habits

To make the most of an emergency loan, you have to go in with a clear exit strategy. These are not meant to be long-term solutions for chronic overspending; they are tools for specific, one-time events.

  • Borrow only what you need: It can be tempting to take the maximum amount offered, but remember that you’ll be paying it all back at once. Only take enough to cover the emergency at hand.

  • Check the terms: Reputable lenders will be transparent about their fees and the exact date the money is due.

  • Budget for the repayment: Look at your upcoming paycheck and decide now what "extras" you can cut out for one cycle to ensure the loan is paid back on time. This prevents the need to "roll over" the loan, which is where the costs can start to climb.

Comparing Your Options

Before committing, it’s always wise to look at the landscape of emergency funding. Some people may have the option of a "Paycheck Advance" from an employer or a small loan from a credit union. The National Credit Union Administration provides resources on "Payday Alternative Loans" (PALs), which are offered by some federal credit unions to help members avoid high-interest cycles.

However, if those options aren't available to you due to membership requirements or timing, a direct short-term loan remains a reliable and regulated path to getting your head back above water.

Navigating the Path Forward

Financial emergencies are stressful, but they don't have to be a dead end. Understanding the mechanics of short-term lending allows you to make an informed decision rather than a desperate one. When you use these tools correctly, you’re not just getting cash; you’re buying yourself the time and stability needed to keep your life moving forward without interruption.

By treating a short-term loan as a specific tool for a specific job, you can navigate the "bumps in the road" of 2026 with confidence, knowing that a temporary shortfall doesn't have to define your financial future.

 

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